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SSDI

Social Security Disability Insurance (SSDI) is a federal insurance program managed by the Social Security Administration that provides financial assistance to people who are unable to work due to a long-term disability. Eligibility for SSDI is based on a person’s work history and contributions to Social Security through payroll taxes. To qualify, individuals must have accumulated a sufficient number of work credits and have a medical condition that meets the SSA’s definition of disability. SSDI benefits include monthly cash payments, which are determined by the individual’s earnings record, and can extend to certain family members. Additionally, after receiving SSDI benefits for two years, beneficiaries are eligible for Medicare, regardless of their age.